The American Viola Society Musical Instrument Insurance Program
Our unique instrument programs provide coverage for just about any type of musical instrument and accessories.
- Rate: $.450/ $100 of insured value; significant discounts of 40% or more for schedules from $150,000 to $1,000,000 or more.
- Deductible: $100.00
- $165.00 minimum annual premium and policy fee covers almost $31,111 in “agreed value” coverage for your instruments and equipment
- Diminished value coverage included at no additional cost- should your instrument suffer a devaluation claim due to a covered loss
- “All Risk”, Agreed Value Coverage provided worldwide
- Shipping coverage included ($250 deductible)
- Earthquake and flood coverage included
- Electronic equipment and Software may be added at a cost of $.65/$100 of insured value. Software includes audio, VST, VSTi plugins and synch licenses using virtual or hardware dongles. This charge is in addition to the total premium for your musical instrument schedule and accessories.
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Your information will be held in the strictest confidence. It will not be shared, sold, rented,
or otherwise distributed. You will not be placed on any third-party mailing lists